![]() Make checks payable to the insurance company or agency name. Don't buy coverage you can't afford, and never pay with cash. ![]() It is important to buIt is important to buy the best coverage that meets your needs and budget. If an agent is unwilling to explain a policy to your satisfaction, then do not sign the application or buy the policy. It is always a good idea to have a record of what was said for future reference. Dishonest agents can take advantage and fill in the blanks without your approval.Īsk the agent questions and take notes for comparison. ![]() Omitting or falsifying information can cause the company to deny your claim or cancel your policy. Agents should never use high-pressure sales tactics.Īnswer All Questions on the Application Correctly It is not wise to purchase insurance at the first meeting. Never Be Pressured or Intimidated by an Agent If you are considering buying, reviewing, or replacing insurance, then the following insurance tips can be of assistance.Ĭall the California Department of Insurance at 80 to see if an agent or company is licensed to sell insurance in California, or you may check our website Each agent is required to print his/her license number on all business cards, quotations, and advertisements. Since your needs and financial situations change over time, it is important to understand and review your insurance policies to decide if the same policies are still right for you. Insurance can be one of the most important ongoing purchases you make to protect yourself and your family from financial hardship. Purchasing the right insurance that meets your needs can be challenging. Free Look Provisions6 Replacement Consequences.Never Sign Anything You Don't Understand.Answer all Questions on the Application Correctly.Never be Pressured or Intimidated by an Agent.If you were unsuccessful in passing the exam, let this printout guide you as to which concepts require additional study time.įor more information on what to do if you fail your insurance exam, including the ability to review your exam, see ‘ What to do if You Fail the Insurance Exam‘. ![]() The report will display your overall score and detail the amount of questions correctly answered on each section of the exam. Upon completion of your insurance exam, your results will be provided and you will receive a printed score report. Try to read each question carefully and answer to the best of your ability. Remember that there will be pre-test questions throughout the exam that will most likely be confusing, but don’t let these overwhelm you. Your testing proctor will provide materials to write notes and perform calculations. Time you spend completing the tutorial will not reduce from your actual exam time.ĭuring your test you will not have access to personal items, including calculators. Taking the examīefore starting the exam, you will have an opportunity to take a tutorial on how the exam works and key features located on the screen. If your Department of Insurance requires the completion of a pre-licensing course, you may also be required to present your Certificate of Completion to the testing proctor during sign in. Some states require two forms of identification, so review your candidate handbook prior to arriving at the test center. The name on your ID must match the name on your exam registration. Your identification card must contain a current photo and your signature. You must present a valid, government-issued form of identification, such as a driver’s license, state-issued identification card, passport, or military ID. If you are late and are not allowed to take the exam, you will have to reschedule it for a future date and for an additional fee. Once you arrive, you will sign in and verify your identification and test registration. Being relaxed is crucial to your success on the exam. It gives you time to relax and clear your mind. ![]() Arriving early is important because it allows you time to locate the facility and not feel tense going into the exam. Get to the testing center at least 30 to 45 minutes before the scheduled time of your insurance exam. To help remove any apprehension you may have towards your insurance exam, we have compiled a few helpful tips! Arrive early You are finally able to distinguish aleatory from adhesion! This is great, but you feel a little anxious about what to expect and you want to make sure you’re ready. You have a thorough understanding of the material and how concepts relate to one another. You’ve memorized all the facts and figures. The day has arrived to take your state insurance exam. ![]()
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